1. Choose an account
List your accounts and check balance, currency, and cardholder requirements.
View account API →What's new
A new account workflow
Start with the accounts available to your organization. Each account now tells you whether you can create cardholders and which fields are required. Use its ID to keep cardholders, cards, and transaction history connected.
Follow the account guideStart here
GET /external/api/accountsThen use the returned account IDPOST /external/api/cardholdersGET /external/api/transactions?accountId=...2. Create a cardholder
When the account allows it, send its ID and the fields listed as required for that account.
Create a cardholder →3. Issue and reconcile
Choose a card type linked to the account, then filter transactions with accountId.
More in this release
Card issuance
Pass an existing cardholder ID or identity details, depending on the selected card type.
Issue a card →Transfers
Move funds using account IDs. Budget transfers now return a pending transaction and report the final status later.
Swaps
Preview a currency conversion, review its quote, then execute it between eligible accounts.
Swap balances →Physical cards
Issue cards, manage delivery addresses, track applications and deliveries, and activate cards.
Explore physical cards →Cardholder KYC
Submit identity data during creation or start a verification link when the account requires it.
Review KYC flow →Extra fees
Handle new declined transaction and cross-border fee events in the extraFee webhook.